loan application

I need an application in which I can grant quick loans, an application where the client registers all their personal data and their card in which they deposit their salary, select an amount and a time x determined by me and the application automatically sent me a mail with the data to confirm the customer information. After that, you can deposit the loan to the client manually and when the payment date arrives the application will automatically collect the money through the payment platforms such as: visa, mastercard, card, blue, etc. In case the application issues a payment and can not be effective, the application must renew the loan and add a cost for renewal to the loan plus the interest.