SMARTCREDIT.ES

Build a loan lending CALCULATOR- FOR [login to view URL] and CRM. Multi-channel loan application. Stream loan applications into your system from the web, mobile application or from the phone. Feature rich user personal account. Customers can view active and past loans, payment schedule, see and download files, make payments, extend or rollover their loans, earn and spend bonuses. Credit scoring module. Build your own decision making process using various customer’s data sources or integrate with 3rd party scoring solution provider. Save money on integrations with 3rd party scoring providers by hard-coding customer evaluation rules into your decision system. Train and adjust the system once you collect enough data. Advanced role and user model - Create your organizational structure - HQ, offices, etc. Add and manage roles, define permissions to the features of the system for specific roles, assign roles to each of system users and audit user activity in the system. CRM module. The heart of the platform, a complete customer and loan management solution. Manage and track your customers, their loans and payments. See detailed overview of customers detail, history, documents, communications, payments. Instantly call, text or email your customers. Reporting engine. Use predefined set of detailed reports, edit, add your customized reports and export data to the tens of formats - Excel, Word, PDF, TXT and others. Security and data protection. Rich set of anti-fraud and security features minimizing internal and external fraud attempts. Set IP specific and device specific access for each user or employee. Payments and Money transfer. Send money to your customer - bank account, debit cards, PayPal, electronic wallet and others. Monitor the result and automatically initiate loan calculations as appropriate. Advanced built-in product engine –installment loans, leasing, etc. Define your own loan products, allow or freeze loan extension and rollover, set minimal payments, fines and tens of other parameters. The product engine allows you to specify both static credit products with a predefined set of parameters, and dynamic credit products with flexible parameters which are defined during the pricing process. Notification center (SMS, email). Send automatic/scheduled emails and text messages to the customers. Text messages and emails may be anchored to a specific event in customer credit history. Document and template management - easily manage documents inside the system: offers, contracts, loan agreements,. Data validation - check and validate all the data entered by a customer on the fly - address, contact information, passport expiration dates, etc.