Hi! I am risk manager with more than 10 years experience. Since 2005 I have been dealing with credit (including financial statement analysis, PD model building, machine learning), market, liquidity risks and interest rate risk of banking book, including model building (VaR,HW, Libor, Heston, SABR, Vanna-Volga), quantitative analysis, valuation, reporting. I have FRM and CFA certifications. I am expert in R and Matlab. Also I can use Eviews, Stata, Spss and SAS