I am an ex-university professor. I graduated summa with a BA in history, anthropology, and psychology (triple major). I won a prestigious doctoral fellowship to one of the nation's most competitive programs to study for my PhD in physical anthropology. I have researched and written extensively and I am also an entrepreneur with over 30 years of experience building businesses. I understand the real estate market, financing, special financing, the challenges of a "soft market," real estate investment, and I know how to buy a house using conventional and unconventional means. I will send you a link via PM with some recent articles, for a couple of my many online ventures.