Write financial analysismunkák

I need an expert in Python to do predictive analysis on an operational database. Key responsibilities include: - Conducting detailed predictive analysis on our operational database, to help us in future planning and decision-making. - Ensuring that all calculations and reasoning are effectively communicated in a clear manner. Ideal candidate will have extensive experience in: - Python and its statistical libraries. - Previous experience with predictive analysis on operational databases. - The ability to present complex data and analysis in a clear, understandable way. This project is ideal for someone who can interpret business needs and provide appropriate solutions through their statistical analysis.

I need an experienced Python developer for data analysis. Your primary role will involve: - Sorting and arranging small datasets (less than 1GB) - Applying your skills primarily to mixed data, including both numerical and textual elements The ideal candidate would possess a strong background in Python along with a solid understanding of data analysis. You must be highly efficient in reading, sorting and managing mixed datasets. Experience working on a similar project or scope would be a significant plus. Providing data analysis insights is also a bonus.

I do NOT need developers. I am the owner of , a website offering software that generates personalized greetings featuring historical events from the past. Our target audience includes client-focused industries such as financial companies and dentists, event-focused organizations, and individuals seeking unique greetings for friends and relatives. The key advantage of our software is its ability to create personalized greetings for each recipient. As a Software Engineer, I am planning to rebuild the software to introduce a fresh, user-friendly interface. I have developed wireframes that outline the necessary functionality and approximate element locations. I am seeking a talented UI/UX designer to review and refine these wireframes in line with UX principles. The designer

I need a skilled Excel professional to create a comprehensive spreadsheet for financial tracking. - Data Type: The primary focus will be on financial data, so the spreadsheet must expertly handle these calculations and entries. - Data Organization: The data should be organized by project. This includes clear separation of financial data under different project heads, ensuring a clean and easily navigable interface. - Functionality: I am looking for an Excel expert to incorporate some key features to help make the data easier to understand, like conditional formatting. Ideal Skills: - Proficient in Excel, particularly in managing financial data - Experience in creating user-friendly and logically structured spreadsheets - Understanding of conditional formatting...

I am in need of a proficient and savvy business planner...health & wellness not for profit business. The prime target audience for this business will be adults between the ages of 20 and 60. This project involves: - Creating a high level business plan and presentation concept that sets us apart. We have some concept notes that need to be distilled into an easy to read presentation and plan with an execution timeline. - Optional - Initial development of financial forecasting model and budgets. The ideal freelancer for this project will have a strong background in business plan writing, with specific experience in the health & wellness sector. Strong understanding of market trends among adults aged 26-50 and ability to project imaginative yet achievable business strategies a...

...profitability probability of a given outcome using statistical analysis. The key details of the project are as follows: - **Approach**: The primary method to be employed for this task is statistical analysis. You will be working with probability and should have a strong grasp of statistical methods and tools. - **Data**: You will be provided with data that will serve as the basis for the analysis. This data will be focused on establishing the probability of profitability. - **Deliverable**: The end result of your analysis should be a clear, concise and accurate percentage that represents the probability of the given outcome being profitable. Ideal skills and experience for this project: - A background in statistical analysis, ideally with experience ...

...am seeking an expert capable of efficiently and accurately pulling LinkedIn data from a list of companies and cataloging employees who previously worked at a specified set of organizations. The ideal freelancer for this project should have: - Experience in web scraping, particularly with LinkedIn data - Ability to extract data at scale - Proficiency in organizing and structuring data for clear analysis - Strong attention to detail to ensure data accuracy The project involves: - Using the provided list of target companies to source employees' data - Identifying individuals who have previously worked at the provided specific companies - Compiling the data in a spreadsheet format for delivery The successful applicant should not only have the required technical skills but als...

I'm looking for a professional mortgage processor with experience in using LendingWise software. Key Responsibilities: - Conducting a thorough review of documents - Ensuring compliance with lending guidelines - Verifying financial information - Coordinating with clients, underwriters, and loan officers Skills Required: - Deep understanding of LendingWise software - Prior experience in mortgage processing - Strong attention to detail - Excellent communication and problem-solving skills - Ability to work in a fast-paced environment The main goal of this project is to streamline our loan processing system, making it more efficient and less time-consuming. Your expertise will help us optimize this process and enhance overall business productivity.

...research will cover aspects like consumer preferences, competition analysis, and pricing trends. Key Tasks: - Gather and analyze data on consumer preferences regarding black beans in Mexico City. - Conduct a thorough competition analysis of the black beans market in the city. - Identify and document the pricing trends of black beans in the local market. Target Audience: - Consumers: Understand their preferences, purchasing habits, and expectations. - Retailers: Identify key players, their pricing strategies, and market positioning. - Distributors: Explore current distribution networks, challenges, and opportunities. Ideal Candidate: - Located in Mexico City for on-ground research. - Strong background in market research and analysis. - Understanding of the food in...

As the client for this project, I am seeking a s...candidates for this task will possess a strong background in academic research, particularly within the realms of health science and medicine. Experience in conducting systematic reviews is crucial, especially in healthcare. Proficiency in accessing, managing, and interpreting giant databases of scientific literature is an imperative skill. A deep understanding of research methodologies and statistical analysis is a must. Good communication skills and commitment to delivering high-quality outputs will be appreciated. In your bid, please specify your past experience with systematic review projects in the healthcare or medical field. I look forward to working with professionals who can help realize the potentials of this research un...

...exhaustive, just a highlight of a few interesting things about your data set. If you need to reduce the size of your data to fit now is the time to do that. Data Exploration: shall include a bulleted or numbered list of proposed specific data explorations you intend to carry out (include visualization). These insights are things that can be determined by examining the data through statistical analysis or other means. Predictions: shall include a prediction component (supervised learning) - include clustering, decision tree logistic regression, and k means (must have visualizations) The goal is to identify the best loans; most profitable, and load status for being paid off DELIVERABLES Finished code with all steps detailed below, data preprocessing and data cleaning, EDA incl...

...pressure to sustain our family. My mother, who suffers from a traumatic brain injury, lupus, and a knee injury, is unable to work. Our situation has been further strained by my stepfather's departure under false pretenses, his subsequent filing for divorce, and his depletion of our financial accounts. To add to our challenges, my mother recently had to hire a new attorney for $8,000 because her previous lawyer, who has already billed us over $12,000, failed to provide adequate legal support. This unexpected financial burden has left us in a precarious situation. Despite my best efforts to take care of my mother, manage the household, and look after our four dogs, we are struggling to make ends meet and are at risk of losing our home. In light of these circumstances,...

I'm seeking an experienced AI developer to create a robust appl...AI algorithms to detect and interpret various elements within the slab plans. * Supports Multiple Formats - Must be able to process JPEG and PDF formats. * Comprehensive Detail Analysis - Capability to identify and count specific components such as void formers, reinforcement bars, and structural beams. Ideal Skills and Experience: * Extensive experience in AI Development, specifically in the fields of Object Detection and Text Extraction * Demonstrable experience in creating software that can process and interpret renderered images in multiple formats * Prior experience or understanding of construction plan analysis would be a significant advantage. Example slab design attached of what the AI program wo...

...audit of my website, with a focus on both on-page optimization and technical SEO aspects. Key Areas of Focus: - On-Page Optimization: Analyzing the current content, meta tags, and URL structure to enhance keyword targeting and improve search engine ranking. - Technical SEO: Reviewing technical aspects such as website speed, mobile-friendliness, and site architecture for optimization. - Backlink Analysis: Identifying and assessing the quality of existing backlinks and providing recommendations for improving backlink profile. Prioritized Pages: - Homepage: A thorough evaluation to ensure it's optimized for key search terms and user experience. - Product Pages: Individual assessment of these pages to enhance visibility and conversion rates. - Blog Section: Reviewing the blog...

1. *Data Collection and Analysis:* Gather historical and real-time cryptocurrency market data, cleaning and processing it for meaningful insights. 2. *Algorithm Development:* Utilize Python's machine learning libraries to create predictive models capable of identifying potential trading opportunities. 3. *Risk Management Integration:* Implement risk mitigation strategies within the algorithm to minimize potential losses during volatile market conditions. 4. *Backtesting and Optimization:* Test the algorithm's performance using historical data to refine and optimize its effectiveness. 5. *Live Testing and Deployment:* Gradually introduce the algorithm to live market conditions, continuously monitoring and fine-tuning its performance.

...writer/cloud engineer to help create a comprehensive consultancy playbook based on the Microsoft Cloud Adoption Framework. The goal is to turn this framework into a practical, step-by-step guide that businesses can follow to transition from ground to cloud. This playbook will serve as a cornerstone of my consultancy business. Project Scope: Deep Dive Analysis: Conduct an in-depth analysis of the Microsoft Cloud Adoption Framework. Content Development: Write a detailed guide that encompasses business strategies, marketing tactics, and sales techniques related to cloud adoption. This needs to be deep and detailed. Framework Parsing: Break down the framework into a structured, easy-to-follow product/playbook. Ideal Candidate: Technical Writing Expertise: Pro...

I'm seeking a proficient data analyst with strong statistical analysis capabilities. Your main responsibilities will be: - Data Cleaning & Preparation: This includes cleansing the data from any incomplete records, duplicates or errors. - Statistical Analysis: You'll need to conduct a thorough statistical analysis of the data, utilizing regression analysis specifically. The project will involve various types of data including numerical, categorical, and textual data. Since we'll be working in a professional environment, knowledge and proficiency in MS Office is a must. This includes Excel, PowerPoint, and Word. Ideal candidates should be well-versed in data analysis and have a strong statistical background. Proficiency in using M...

Hi, I need a script that scrolls down page and clicks mail buttons then clicks next page then does the same. I think python maybe?

As a sole proprietor, my small business requires proficient aid in accounting and finance. The primary tasks include: - Bookkeeping: This involves accurate record-keeping of all monetary transactions. Your keen attention to detail and remarkable time-management skills would be beneficial. - Financial Reporting: A systematic record of all financial activities is needed for strategic planning. Expertise in preparing income statements, balance sheet reports, and cash flow statements is necessary. - Tax Preparation: Your tax preparation skills should ensure compliance with laws and regulations to avoid penalties. The individual best suited for this role should have a background in accounting, finance, or a related field. Experience working with sole proprietorship...

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...necessary parties are present. - Regulatory filings: You should have experience in preparing and filing various regulatory documents, including SEC filings, annual reports, and proxy statements. - Corporate administration: This includes ensuring the company's records are accurate, up-to-date, and in compliance with regulations. - Financing administration: You should have a good understanding of financial regulations and be able to assist in financing administration. Experience and Skills: - Prior experience as a Corporate Secretary, preferably in a public company. - Strong knowledge of corporate governance and finance. - Excellent organizational and communication skills. - Proficiency in legal and regulatory compliance. - Familiarity with SEC filings, annual reports, and p...

I'm in need of a seasoned Mechanical Engineer with specific expertise in heat transfer, fluid dynamics, and thermodynamic cycle analysis to assist in the development of a revolutionary solar thermal engine patent prototype. Key Requirements: - Conducting in-depth thermodynamic cycle analysis for the solar thermal engine. - Designing the engine layout and key components to optimize its performance. - Understanding and managing the behaviors of steam vapor and condensate. - Proficiency in analyzing fluid flow, power, and pressure drop. - Knowledge of steam hammer and heat pipe behavior for this application. - Experience with developing engines within the 1-5 kW power output range is essential. Ideal Skills: - Proficiency in CAD software, such as SolidWorks. -...

I'm seeking a talented developer to create a sophisticated software system that will help me identify profitable betting opportunities and det...I accept your bid that means that we agreed on the price. Key Features: - Covering of all available sports: I'm interested in a system that can analyze and monitor all available sports, not limited to just one or a few. - Focusing on Pre-match bets: While real-time notifications for arbitrage opportunities are ideal, the primary focus will be on pre-match bets. Ideal Skills: - Advanced data analysis - Knowledge of sports betting and arbitrage - Real-time data processing - Software development The system should be efficient and user-friendly. I'm looking for a dedicated freelancer who can deliver this project with precisio...

I'm seeking a research assistant to help me with the theoretical background of my work within applied linguistics, specifically focusing on economic theories. Key Tasks: - **Literature Review:** Conduct a thorough review of economic theories relevant to my research topic. - **Analysis & Synthesis:** Analyze and synthesize relevant materials to provide a structured background to support my research. Ideal Candidate: - Proficient in economic theories and their application in the field of applied linguistics. - Strong research skills to conduct a thorough literature review. - Previous experience in academic or theoretical research within applied linguistics would be an advantage. Please bid with details on your relevant experience and approach to this project.

I'm seeking a skilled data scientist to create a Machine Learning Automated Valuation Model (AVM) to predict residential real-estate prices in Butte County, CA. The key features I expect in this model include: - Accurate prediction of residential real-estate prices - Analysis of historical data to inform future predictions - Provision of precise estimates for the identified properties - Use AI (GPT-Vision, Claude Opus, etc...) to analyze listing images and derive more feature data about the listing for the model The ideal candidate will have access to and expertise in utilizing the following data sources for training the model: - Public real estate data - MLS listings - Home sale records - Census data Development should primarily be done in R, and the open sou...

As a property management business, we aim to attract new clientele through our new website. It should highlight the following services we offer: - Property Maintenance - Rental Management - Financial Management We specialize in residential properties, so the website should mainly cater to this market. The ideal freelancer for this job would have solid experience in web development and an understanding of real estate or property management. Not only do we need a visually compelling website but also functionality that effectively communicates our services to potential clients. Attention to detail, an eye for design, and understanding of SEO principles are also vital for this project.

I'm seeking a professional business plan writer to assist me in creating a comprehensive business plan for my service-based business. Key Objectives: - Secure Funding: The business plan should be detailed, well-researched, and clearly demonstrate the financial viability and growth potential of my business. - Strategic Planning: I require a roadmap for my service-based business with clear strategic objectives, market analysis, and competitive landscape. - Operational Guidelines: The plan should also detail operational procedures, staffing requirements, and technology needs. The Nature of My Business Idea: - Service-Based: My business is primarily service-based, catering to both businesses (B2B) and consumers (B2C). Therefore, the plan should be structured to appeal to a...

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I need a professional who can effectively record three of our management meetings for review and analysis purposes. Key Details: - The meetings are expected to continue for three days each. - All meetings will be conducted in-person. - Clarity and audio quality are of utmost importance. - Quick turnaround time is crucial. Required Skills & Experience: - Proven experience in professional audio recording, particularly in meeting and conference settings. - Strong attention to detail and professionalism. - Fast and efficient, without compromising the quality. - Excellent time management skills. - Ability to handle unforeseen recording challenges that may arise. - Familiar with different audio formats and compression settings, to deliver the final product in the desired fo...

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I want to create a nutritional analysis software that helps manufacturing companies, restaurants, or other food service businesses manage nutritional information. The software should allow users to input an ingredient from a database, customize data, and quickly break down its nutritional values. Example of tools and technologies needed: Programming Languages: - Backend: Python (Django, Flask), Node.js (). - Frontend: JavaScript (React, Vue.js, Angular) Testing: - Selenium, Jest Version Control: - Git (GitHub, GitLab, Bitbucket)

I need an expert in Ansys Fluent who can complete a heat transfer simulation setup within a one-day deadline. The specifics of the assignment are: - simulation - Heat transfer simulation with a focus on conduction - Post-processing analysis Freelancers should have a background in Ansys Fluent software and should be experienced in dealing with heat transfer simulations, The ability to adhere to strict deadlines is also crucial. Please place your bid if my project matches your skills and experience.

I'm looking for a talented developer to build a web-based POS system with a focus on insightful daily sales reporting. Key Features: - Web-based POS system: The system should be accessible through the website itself, offering an i...crucial that the system provides detailed and comprehensive daily sales reports. These reports should be easy to read and interpret. - Customization: The system should allow for future customization and integration of additional features, as the business grows. Ideal Skills: - Proven experience in developing POS systems, particularly web-based. - Strong understanding of sales reporting and data analysis. - Ability to create user-friendly interfaces. Please share relevant experience, and provide a detailed proposal outlining how you would approac...

...helping readers to better manage their finances. - Strategies for saving money: The blog post should also outline various strategies families can use to save more effectively. This can range from cutting back on non-essential spending to setting up automatic savings plans. - Investment options for long-term financial planning: As the main topic is investing in stocks, the blog post should provide a comprehensive overview of different investment options available for long-term financial planning. This should include a discussion on the potential risks and rewards associated with each option. In addition to being well-versed in the field of finance and investment, the ideal candidate should have excellent writing skills and the ability to tailor content to a specific targ...

I need a knowledgeable professional who can effective...seamlessly integrate it with my Shopify store. While I'm not currently interested in tracking specific customer actions, I'd appreciate it if the setup can be done in a way that makes it easy to add such tracking in the future. The ideal candidate for this project should have: - Extensive experience in setting up Google Analytics on Shopify platforms. - A deep understanding of website traffic analysis, customer behavior tracking, and marketing strategies. - A track record of successful installations that have significantly improved clients' understanding of their websites and customer base. If you're confident in your ability to deliver a comprehensive setup that aligns with my needs and business objective...

I am in need of a skilled SPSS expert to assist me with a small project. I require someone who is proficient in statistical analysis and interpretation using SPSS, particularly for basic descriptive statistics. Key Responsibilities: - Conducting basic descriptive statistical analysis on the data provided - Interpreting the results in a clear and concise manner - Presenting the findings primarily through graphs and charts You must have: - Proficiency in using SPSS for statistical analysis - Strong background in basic descriptive statistics - Capability to interpret data effectively - Ability to present results clearly through graphs and charts Your assistance in this project will greatly help me in understanding the data and its implications.

I need a professional who can analyze the logs of my Apache PHP-FPM server and help me troubleshoot errors. The main focus of this task is to identify and resolve any issues that might be impacting the performance of the server....PHP-FPM server and help me troubleshoot errors. The main focus of this task is to identify and resolve any issues that might be impacting the performance of the server. Key Requirements: - The ideal candidate should have a solid understanding of Apache PHP-FPM logs and their structure. - Good troubleshooting skills are necessary to pinpoint the root causes of the errors. - Ability to present the analysis results in a detailed report is crucial. The main goal is to ensure the server is running smoothly and efficiently. The server use Centos 7, Apache a...

...improve the AI’s performance based on user feedback and advancements in AI technology. **Requirements:** - Proven experience in AI development, particularly in natural language processing (NLP) and machine learning. - Strong understanding of music theory and lyrical composition. - Proficiency in programming languages such as Python, TensorFlow, and PyTorch. - Experience with audio processing and analysis. - Ability to work independently and collaboratively in a remote team environment. - Strong problem-solving skills and attention to detail. **Preferred Qualifications:** - Previous experience in the music industry or with music-related AI projects. - Familiarity with current trends in music and popular lyrical themes. - Experience with cloud computing platforms such as AW...

I am in need of a skilled SPSS expert to assist me with a small project. I require someone who is proficient in statistical analysis and interpretation using SPSS, particularly for basic descriptive statistics. Key Responsibilities: - Conducting basic descriptive statistical analysis on the data provided - Interpreting the results in a clear and concise manner - Presenting the findings primarily through graphs and charts You must have: - Proficiency in using SPSS for statistical analysis - Strong background in basic descriptive statistics - Capability to interpret data effectively - Ability to present results clearly through graphs and charts Your assistance in this project will greatly help me in understanding the data and its implications.

I am currently using R, specifically the ppcor package, to conduct partial correlations on a sizable dataset. Unfortunately, the process is slow and fails to address all columns efficiently. I'm seeking assistance to: - Improve the computation speed - Enhance the handling of columns within my dataset The i...partial correlations on a sizable dataset. Unfortunately, the process is slow and fails to address all columns efficiently. I'm seeking assistance to: - Improve the computation speed - Enhance the handling of columns within my dataset The ideal freelancer for this task should be proficient in R programming, with specific experience in working with the ppcor package or similar tools for statistical analysis. A background in optimizing code for large datasets would b...

I'm seeking a skilled professional well-versed in MAXQDA software and data analysis to assist with my upcoming project. The work will involve the analysis of multiple sets of data - primarily surveys, interviews, and focus groups. Key tasks involved: • Coding data sets on MAXQDA • Analyzing coded data • Delivering insightful interpretations of results The job will involve approximately 40 surveys, 12 interviews, and 2 focus groups. It's therefore crucial that the successful individual or team is able to perform this task efficiently, maintaining high-quality data analysis throughout. Having previous experience in a similar job, and professional knowledge of Windows operating system, is highly desirable. Therefore, this job is best suite...

I am in need of an accountant who can help with tax preparation for my small business. Key Requirements: - Expertise in tax preparation for both businesses and individuals - Experience working with small businesses (1-10 employees) - Strong knowledge of tax codes and regulations Ideal Skills: - Proficient in financial software - Strong analytical and problem-solving skills - Excellent attention to detail and accuracy - Good communication and interpersonal skills - Ability to meet deadlines Please provide a brief overview of your relevant experience and approach to tax preparation.

...an expert app developer who can create an Android and iOS app, including a web page, for finance management. The main functionality of the apps and web page will cover common finance-related features. While applicants' skills and experience in developing finance apps are highly desirable, I am open to experienced mobile and web developers who can demonstrate innovative thinking. Access to financial information on the applications should be via login with username and password. Advantage will be given to developers who can also provide a secure, user-friendly login system. The ideal skills and experience for this project include: - Expert in Android and iOS app development - Knowledge and experience developing web pages - Experience with finance-related apps - Ability to...

...Qualifications: - Minimum 5 years of experience in cybersecurity consulting, with a focus on DDoS protection, incident response, and security assessments - Strong knowledge of industry standards and frameworks, such as NIST, ISO, SAMA CSF, NCA ECC, and GDPR - Hands-on experience with security technologies and tools, including firewalls, IPS/IDS, SIEM solutions, and network analysis tools - Expertise in forensic analysis, malware analysis, and incident response procedures - Excellent communication and documentation skills for preparing reports and presenting findings - Certifications such as CISSP, OSCP, CISA, CISM, CEH, or equivalent are highly desirable This is a contract-based project with an estimated duration of 60 days, including 45 days for on-site assessmen...

I am in need of a skilled and reliable accountant in Poland to assist with my monthly VAT filing and yearly tax filing. As a sole proprietor, it's crucial for me to meet all my financial obligations on time to avoid penalties and unnecessary stress. Key responsibilities: - Handling monthly VAT filings: You will be responsible for ensuring my VAT returns are accurate and submitted in a timely manner - Managing yearly tax filings: As a sole proprietor, I have a specific set of tax obligations that need to be managed effectively Ideal skills and experience: - Proficient in Polish accounting and tax laws: Having a deep understanding of the local regulations and requirements is crucial - Experience working with sole proprietorships: Being familiar with the specific needs and chal...

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I need a developer to create a bot that provides real-time horse racing predictions to users on Discord. This bot will be integrat...acquire race prediction data through an in-house data collection process. Key Objectives: - Develop a dedicated bot that acquires data from a proprietary data source - Provide real-time predictions for upcoming horse races - Implement a method to deliver these predictions through this bot on Discord Ideal Skills: - Proficiency in Discord bot development - Experience with data collection and analysis - Knowledge of horse racing and predictive modeling The freelancer should ensure that the bot is capable of handling real-time data updates, and that its predictions are consistently accurate. A clean, user-friendly interface for the predictions is also ...

I'm seeking a proficient individual in descriptive statistics. The primary tasks include: Data Types: - The data I'm working with is a mix of numerical and categorical data. Requested Descriptive Statistics: - I specifically need help with calculating the Mean and Median. ...Types: - The data I'm working with is a mix of numerical and categorical data. Requested Descriptive Statistics: - I specifically need help with calculating the Mean and Median. Purpose: - These statistics are crucial for a research paper I'm working on. Ideal Candidate: - Proficient in descriptive statistics - Experienced with both numerical and categorical data - Previous experience in data analysis for research papers is a plus. Please let me know about your experience with th...

I'm looking for an experienced developer to create a custom API for the Quotex trading broker using Python. Specifically, I am looking ...the following features: - Real-time market data streaming - Trade execution - Account balance retrieval - Comprehensive error handling with detailed error messages - High-performance optimization for fast execution - API calls should be fast Ideal skills for this project include: - Deep understanding of Python - Experience in designing and developing APIs - Background in trading platforms or financial services - Strong problem-solving skills - Ability to optimize for high performance Your primary goal will be to produce a reliable, error-free, and fast API that can efficiently facilitate trades on both demo and real accounts within the Q...

I am seeking a highly skilled developer with expertise in AI neural networks, particularly in Python, for a challenging project. Key Tasks: - Develop a sophisticated AI neural network - Create an intelligent program using open-source AI - Analyze tennis data for the program The primary goal of the program is to enhance player performance analysis through the use of AI. Ideal candidate: - Proficient in Python - Experienced in developing AI neural networks - Skilled in analyzing and interpreting data - Knowledgeable about tennis and sports analytics would be a plus